Detroit Mass Eviction Crisis – Facts and Resources
Millions of Americans have lost their jobs during the pandemic. They have faced a substantial economic loss and the possibility of being deprived of a place to live. The risk of mass eviction crisis has become an imminent threat for the millions of tenants. Combined with the health-related fears induced by the unceasing pandemic, anxiety has become an everyday occurrence for them. Although thousands of people managed to find new job opportunities online successfully, most Americans still suffer the consequences of the pandemic crisis.
The fear of an eviction crisis became particularly intense in Detroit
Michigan. The looming threat of a large-scale eviction reportedly became inevitable here. 60 percent of families living in Detroit are renting. And their struggle didn’t begin with the pandemic. A substantial amount of their monthly income was already directed towards covering the housing costs. Therefore, the threat of a Detroit mass eviction crisis appeared probable.
However, the information on the critical situation regarding the possible evictions can be overwhelming. The case is the same with all the COVID-19 related information. From time to time, they are contradictory and even confusing. Therefore, if you live in Detroit, stressing over whether you will be without a roof over your head, it’s highly recommended to become familiar with all the facts on the evictions. There are resources that can provide help in case of an emergency.
You could still receive an eviction notice during COVID-19
During the normal state of affairs, there are several occasions on which you could receive an eviction notice. They usually include the tenant’s inability to pay the rent, damage to a rented property, or other lease violations. However, during the pandemic year, the Centers for Disease Control and Prevention (CDC) has issued an Eviction Moratorium that prevents the landlords from evicting tenants unable to afford their rent. This is the case if the lack of finances resulted from the pandemic crisis. Although the Moratorium lasts till March 31, 2021, you will need to fill in a Declaration form and give it to your landlord for the protection to be valid.
The CDC halt on evictions can prevent the landlord from evicting you if you cannot pay the rent. However, the eviction remains probable in case of other lease violations, such as criminal activities or inducing damage to the rented property. If your annual income surpasses the amount of $99,000 a year, you could still face an eviction. Depending on the reason behind an eviction, the length of the process might vary. However, even a prompt or a speedy move doesn’t have to be a reason to despair. There still are ways to handle relocations that are urgent, and the state of Michigan might even offer assistance. That way, you can manage to come up with a fair and probable rental payment plan through the Eviction Diversion Program.
Detroit landlords are suffering hardships as well
Since the start of the pandemic, even our everyday occurrences have become unpredictable. Although it’s difficult to predict whether Detroit mass eviction crisis will occur after the halt on the evictions expires, it is evident that the state of emergency hovers over the lives of both the tenants and the landlords in Detroit. Faced with their tenants’ inability to pay their debts, landlords in Detroit fret about their financial limitations as well. Given that most of their monthly incomes and their ability to pay the mortgage are based on the rent, they suffer tremendous financial loss.
If you are a landlord in Detroit alarmed about the potential crisis, it would be best to participate in the Eviction Diversion Program together with the tenant. That way, you will ensure that you receive up to 90 percent of the rent you are owed. However, suppose the tenant is not eligible to apply for this program, there are two best options to choose from. You could immediately contact your bank to apply for a loan, and contact your mortgage company. Alternatively, you can reach out to the Michigan State Housing Development Authority (MSHDA), which can offer you an urgent assistance.
However stressful a mass eviction crisis is, there’s always a solution
Facing an eviction emergency can take its toll on the entire family’s well-being. Also, this situation could be incredibly stressful during the pandemic. The Detroit mass eviction crisis might not hit every household the same. Moreover, there might not be a reason to overthink it in advance. Nevertheless, it is better to prepare and do your research in advance in order not to panic if faced with an extreme situation. Even though you might not solve your financial position with any of the prior mentioned state assistance programs, you could still manage to move your family without spending a fortune.
Seek support from your relatives
With the possibility of eviction on your mind, it might be demanding to focus on solving the problem. However, your friends and relatives would probably be more than glad to support you. Reach out to the people you trust to organize a temporary settlement for your household. Even if moving in with your family requires a long-distance move, that doesn’t ordinarily have to be a reason for alarm. You can always hire a moving company that will ensure a budget-friendly relocation.
Agree on the payment plan with your landlord
The CDC halt to evictions protects you from being evicted during the length of the temporary Moratorium. However, it is clearly stated that the suspension doesn’t erase the tenants’ obligation to pay the due rents after the Moratorium expires. This clause might appear alarming to an unemployed person. But, you could try to come up with an agreement with your landlord and devise a rational payment plan. The plan will ensure that you will not be financially fragile after you repay what you owe.
Despite the fear you feel burdened with, attempt to analyze the situation you are facing. Research all the potential assistance programs, and you will be able to devise a solution to any unexpected occurrence you might encounter during the Detroit mass eviction crisis.
Hannah Jacobson is a blogger who enjoys sharing advice on safe and rapid relocations, especially in a state of emergency. Her experience at highqualitymovingcompany.com has helped her stay informed on the budget-friendly yet secure means of relocation. She spends her free time traveling and reading